BLUE BAY TERMS AND CONDITIONS

1. Acceptance of Terms

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, do not use the site.

2. No Investment Advice

This website does not provide investment, legal, or tax advice. Any information provided is for general informational purposes only and should not be relied upon as a recommendation. Investment decisions should be made in consultation with your own advisors.

3. Investment Risks

Investment opportunities described here are private placements of securities. They:

· Are not publicly traded.

· Are subject to restrictions on transfer and holding periods.

· Are not bank deposits, are not FDIC insured, and may lose value.

· Are not guaranteed by the company or any government agency.

 Investors must be able to bear the risk of losing their entire investment.

4. Accredited Investor Requirement

Participation is limited to “accredited investors” as defined by U.S. securities laws, unless otherwise permitted under applicable regulations.

5. Forward-Looking Statements and Projections

Any financial forecasts, performance estimates, or return projections are hypothetical, not guarantees, and should not be relied upon as indicators of future performance. Actual results may differ materially.

6. No SEC or Regulatory Approval

Neither the Securities and Exchange Commission (SEC) nor any federal or state regulator has approved, recommended, or endorsed the offerings or the accuracy of materials provided.

7. User Responsibilities

You agree to use the website only for lawful purposes and not to misuse, copy, or distribute its content without authorization. You are responsible for keeping your account information secure if you create one.

8. Privacy and Communications

By providing your information, you consent to receive communications regarding offerings and updates. Our use of your information is governed by our Privacy Policy.

9. Intellectual Property

All content on this website—including text, graphics, logos, and software—is the property of the company or its licensors and may not be reproduced without permission.

10. Limitation of Liability

The company is not liable for any losses, damages, or expenses arising from your use of the website or participation in any offering, except as required by law.

11. Indemnification

You agree to indemnify and hold harmless the company, its affiliates, officers, employees, and agents from any claims, damages, or expenses related to your use of the website or violation of these Terms.

12. Changes to Terms

We may update these Terms at any time. Changes are effective when posted. Your continued use of the site means you accept the updated Terms.

13. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes shall be resolved in state or federal courts located in Coral gables, FL.